1. Assess your risks.
Think about what kind of accidents, natural disasters, or lawsuits could damage your business. If you need help, the National Federation of Independent Businesses (NFIB) provides information for choosing insurance to help you assess your risks and to make sure you've insured every aspect of your business.
2. Find a reputable licensed agent.
Commercial insurance agents can help you find policies that match your business needs. They receive commissions from insurance companies when they sell policies, so it's free for you to use their help but it's important to find a licensed agent that’s interested in your needs as much as their own. Call Almanzar Insurance at 978-891-3411 to speak with someone who can walk you through the process and help you get the best Business Insurance for your business or Click here to fill out a form and have someone get in touch with you.
3. Shop around.
Prices and benefits can vary significantly. You should compare the rates, terms, and benefits for insurance offers provided by your Insurance Agent.
4. Re-assess every year.
As your business grows, so do your liabilities. If you have purchased or replaced equipment or expanded operations, you should contact your insurance agent to discuss changes in your business and how they affect your coverage.