1. Evaluate your situation.
Before choosing a policy you should consider how much coverage you need for yourself, your car and/or your home... and how much coverage you can afford.
2. Shop Around.
You should shop around with different car insurance companies before choosing an insurer, one insurer might offer you a cheaper rate for the same amount of coverage.
3. Or Contact AIS (so we can do it for you).
Click Contact AIS to fill out a form with your info so we can provide a helping hand and guide you through the process. We represent your interests to the big insurance carriers so you get the best rates.
Yes, you're free to change Insurance companies.
Business insurance, sometimes called commercial insurance, helps protect a business's assets, property and income. A business owners policy (BOP) is the most common policy for small businesses. A BOP typically includes three basic types of coverage to help protect a business: business property coverage, general liability coverage and business interruption coverage. Businesses could also elect for Worker's Compensation Insurance, General Liability and Professional Liability Insurance.
1. Assess your risks.
Think about what kind of accidents, natural disasters, or lawsuits could damage your business. If you need help, the National Federation of Independent Businesses (NFIB) provides information for choosing insurance to help you assess your risks and to make sure you've insured every aspect of your business.
2. Find a reputable licensed agent.
Commercial insurance agents can help you find policies that match your business needs. They receive commissions from insurance companies when they sell policies, so it's free for you to use their help but it's important to find a licensed agent that’s interested in your needs as much as their own. Call Almanzar Insurance at 978-891-3411 to speak with someone who can walk you through the process and help you get the best Business Insurance for your business or Click here to fill out a form and have someone get in touch with you.
3. Shop around.
Prices and benefits can vary significantly. You should compare the rates, terms, and benefits for insurance offers provided by your Insurance Agent.
4. Re-assess every year.
As your business grows, so do your liabilities. If you have purchased or replaced equipment or expanded operations, you should contact your insurance agent to discuss changes in your business and how they affect your coverage.